Last updated: May 17, 2025 | Governed by the laws of India
Welcome to KarjBazaar. By accessing or using our websites karjbazaar.com or karjbazaar.in, you agree to these Terms & Conditions. Please read them carefully.
1. About KarjBazaar
KarjBazaar is a free online financial calculator platform providing EMI, home loan, personal loan, car loan, SIP, mortgage, and related financial tools for users in India. We do not offer loans, investment products, insurance, or any regulated financial services.
2. Acceptance of Terms
By using KarjBazaar, you confirm that you are at least 18 years of age, have read and understood these Terms, and agree to be bound by them along with our Privacy Policy, Cookie Policy, and Disclaimer.
3. Permitted Use
You may use KarjBazaar for personal, non-commercial, informational purposes only. You agree not to:
- Use the website for any unlawful purpose
- Attempt to reverse engineer, copy, or reproduce our calculators or content
- Use automated bots, scrapers, or crawlers to extract data
- Interfere with or disrupt our servers or network infrastructure
- Misrepresent our calculator results as official loan offers or financial advice
4. Intellectual Property
All content on KarjBazaar — including calculator designs, code, text, graphics, and brand identity — is the exclusive intellectual property of KarjBazaar, protected under the Copyright Act, 1957 and applicable Indian and international laws. Unauthorised reproduction, distribution, or modification is strictly prohibited.
5. Third-Party Links & Advertisements
KarjBazaar may display third-party advertisements (Google AdSense) and links to external websites. We are not responsible for the content, accuracy, privacy practices, or products of any third-party website. Clicking on advertisements or external links is at your own discretion and risk.
6. Data Protection & Privacy (DPDPA 2023)
Your use of KarjBazaar is subject to our Privacy Policy, which is compliant with the Digital Personal Data Protection Act, 2023 (DPDPA) and DPDP Rules 2025. We are committed to protecting your personal data and upholding your rights as a Data Principal under Indian law.
7. Limitation of Liability
To the fullest extent permitted by applicable Indian law, KarjBazaar shall not be liable for any:
- Financial loss or decisions made based on our calculator results
- Errors, inaccuracies, or outdated information in our calculations
- Interruption or unavailability of the website
- Loss of data or unauthorised access beyond our reasonable control
8. Governing Law & Jurisdiction
These Terms are governed by the laws of India, including but not limited to the Information Technology Act 2000, the Digital Personal Data Protection Act 2023, and the Consumer Protection Act 2019. Any disputes shall be subject to the exclusive jurisdiction of the competent courts of India.
9. Changes to Terms
We reserve the right to update these Terms at any time. Continued use of the website after any changes constitutes acceptance of the revised Terms. We recommend reviewing this page periodically.